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While dealing with a debt collection lawsuit, its still important to keep an eye on your credit scores and to periodically check your credit reports.
If youre feeling the call of plastic over cash, then try posting a sticky note on your card with a reminder not to spend beyond the cash youve set aside.Pay Credit Card Balances in waitrose wine cellar discount Full.There are ways to deal with all the debt youve created through gambling.Sure, its not hard to get tricked by credit cards.Get a second job to help pay off your debt.Remember, youve got a limited amount of time to do anything about the lawsuit before the court enters a judgment against you.Instead, you may have credit card debt, loan debt, and even home equity debt all associated with gambling problems.Pay More than the Minimum Balance.Get treatment for your gambling addiction.When you do, you will be protected by the automatic stay, which will halt collection efforts against you.Like a sick psychological experiment, youve been unwittingly trained to be passive in the face of the credit card collector.If youre stuck for the month and cant pay off your credit card balance in full, then aim to pay more than the minimum balance.It costs you nothing to pick up the phone and negotiate a lower interest rate with your lender and could help you pay off your credit card sooner.Normally, closing a credit card isnt a good thing for your credit score.
Respond to the summons.
Treat the Gambling Addiction.