Dealers must make a profit and therefore cant sell cars below their wholesale cost (invoice price) except when the dealers car companies (manufacturers) sweeten deals on particular vehicles, with incentives such as rebates and bonuses.
If you buy a car that has high insurance premiums, the total of your car payments and insurance payments may be much higher than you expected maybe even more than you can afford.
In fact most car leases, even those advertised with a required down payment, are also available with 0 due at signing.Dealers also make profit from boosted loan interest rates (reserve) and unofficial fees, such as documentationfees.Read more » Car Incentives Explained Selling new cars is a very competitive business.Some hot selling vehicles may never get incentives.Banks and finance companies want to make sure they get paid if you damage or destroy a car for which you have a loan or lease.We all know that we are required to have auto insurance on our cars to comply with state financial responsibility laws and, if we have a loan or lease, to meet finance company requirements.Assuming the car maker is offering an alternative 2000 rebate, that would reduce the loan amount to 13,000.Make the sales person feel they are losing the deal.There is no other way to get a brand new car for less than two hundred dollars a month than through these special manufacturer-offered lease deals.Insurance rates on different automobile makes and models can vary by thousands amazon prime promo code movie of dollars.Its even below dealer invoice price of 32,183.We never take a fee from customers for this broking service.Lets take a look at the 10 cheapest new cars: 2012 Nissan Versa.6 S msrp: 11,770 (currently check orvis gift card balance has 0 APR loan rate for up to 60 months) 2012 Smart okmagazine com sweepstakes ForTwo Pure msrp: 13,240 (currently has 99/month lease deal, 36 months) 2012 Hyundai Accent GLS.Know Your Numbers Whether you are buying a brand new car or a previously owned car, you should know prices before beginning your buying process.

If you are not familiar with leasing, you may not realize that price is negotiable, just like when you buy.
 Although a low lease payment doesnt necessarily make it a good deal, all the deals we discuss here are actually excellent deals and are well worth considering.